University of Oxford

Oxford: British and International

Oxford University has been at the forefront of understanding the world and shaping it for centuries. Since the Enlightenment, Oxford has been one of the world’s most influential and international universities.

• Today, one third of our students and academic staff are from overseas.
• We collaborate with colleagues around the world on topics of international importance, from the origins of the universe to the challenges of present-day globalisation.
  
• Our tutorial system is famous for the intensive, rigorous education it provides.
• Our graduate programmes train academic leaders around the globe.
  
• Centuries before most of today’s leading universities existed, we welcomed our first international student, Emo of Friesland, in 1190. Decades before most universities became interested in international students, the Rhodes Scholarships started bringing talented international students to Oxford.
• We have educated 25 British prime ministers and over 30 foreign presidents and prime ministers.
• Oxford has defined the English language for many people around the world, through the dictionaries and other books of Oxford university Press (OUP), the world’s largest university press, present in 50 countries.

University of Cambridge

Study Opportunities

At Cambridge, we provide the world's highest-quality university education for the brightest and best, regardless of background. There are a variety of ways to study at Cambridge.

Undergraduate Studies
Find out about our courses, the colleges, life at Cambridge, how to apply, fees, finance, open days and events.

Graduate Studies
Practical information for people interested in graduate study including our courses and costs.

Lifelong Learning
Conferences and part-time courses for adult learners from the Institute of Continuing Education.

Executive Education and Training
A variety of business programmes to help you develop including short courses and summer schools.

Courses in Education
Undergraduate BA, PGCE, Higher Degrees and Practitioner Professional Development from the Faculty of Education.

Teaching Provision
How we teach at Cambridge and the resources available to students.

Other learning opportunities
Lifelong Learning, International Summer Schools, and other ways of studying at Cambridge.

International Student Loans

Why get an International Student Loan?

For the most part, students struggle to fund their international education. Scholarships and grants are always available, but if you are one of the lucky ones to receive one it will still not cover all your expenses. That is where an International Student Loan will help you. Our lender partners offer n o application fees or other out-of-pocket fees and preliminary approval in as little as 15 minutes. Normally, funding is very quick, but currently processing and funding times have slowed down.

Singapore Student Loans

Many foreign students have taken the decision to study in Singapore. Persuing an education in Singapore can be a very rewarding step. Singapore is centrally & strategically located in South-East Asia as well as Asia. It has an interesting history as a vibrant focal point of people from the east and the west. It is located at the tip of the Malayan Peninsula and was actually port of the country of Malaysia for a few years founded by Sir Stamford Raffles many years ago. Singapore has grown to become one of the major trading, commercial, and industrial nations in the world.

Germen Student Loans

German universities are usually free for students (although many Federal States of Germany have introduced a student fee of €1000 per year since 2006^[1]). Giving out student loans and grants is seen as a means to pave the way to higher education for children whose parents can't afford to fund their children's education otherwise. The federal law that regulates these student loans and grants is called "Bundesausbildungsförderungsgesetz" (Federal Training Assistance Act) or "BAföG" [ˈbaːfœk] for short, and the loans, grants, and combinations thereof are usually referred to simply as "BAföG" by students (as in "I'm getting BAföG"). Eligible groups include high school students, part-time and full-time university students, second path education students (i.e., those starting to study after having been in the workforce), and students of schools for professional training.

USA Student Loans

While included in the term "financial aid" higher education loans differ from scholarships and grants

Federal student loans made to students directly: No payments while enrolled in at least half time status. If a student drops below half time status, the account will go into its 6 month grace period. If the student re-enrolls in at least half time status, the loans will be deferred, but when they drop below half time again they will no longer have their grace period. Amounts are quite limited as well.
Federal student loans made to parents: Much higher limit, but payments start immediately
Private student loans made to students or parents: Higher limits and no payments until after graduation, although interest will start to accrue immediately. Private loans may be used for any education related expenses such as tuition, room and board, books, computers, and past due balances. Private loans can also be used to supplement federal student loans, when federal loans, grants and other forms of financial aid are not sufficient to cover the full cost of higher education. in that they must be paid back. They come in several varieties in the United States:

USA Funds

They offer a helping hand to students and parents who are preparing or paying for higher education

Web - http://www.usafunds.org/

New Zeeland Student Loans

Find out about interest-free loans, whether your loan will be interest-free, and how to apply for a student loan. If you've received a letter telling you your loan has been transferred from StudyLink, find out why your loan is now with Inland Revenue. You can also find out about what government agencies are involved in the student loan scheme and what your rights and responsibilities are.

Find more on

http://www.ird.govt.nz

Australian Student Loans

As a general rule, all students who attend Australian tertiary education institutions are charged higher education fees. However, several measures are in place to relieve the costs of tertiary education in Australia.

Most students are Commonwealth supported. This means that they are only required to pay a part of the cost of tuition, called the "student contribution", while the Commonwealth pays the balance; and students are able to defer payment of their contribution as a HELP loan. Other domestic students are full fee-paying (non-Commonwealth supported) and receive no other direct government contribution to the cost of their education. They can also obtain subsidised HELP loans from the Government up to a lifetime limit of $100,000 for medicine, dentistry and veterinary science programs and $80,000 for all other programs. Australian citizens and (with some limitations) permanent residents^[1] are able to obtain interest free loans from the government under the Higher Education Loan Programme (HELP) which replaced the Higher Education Contribution Scheme (HECS).

HELP is jointly administered by the Department of Education, Science and Training (DEST) and the Australian Taxation Office (ATO).^[2]

In addition, qualified students may be entitled to Youth Allowance or Austudy Payment to assist them financially while they are studying. These support payments are means and assets tested. Further assistance is available in the form of scholarships.

Overseas students are charged fees for the full cost of their education and are ineligible for any loans from the Commonwealth, but may apply for international scholarships.

UK Student Loans

Each year thousands of international students come to USA,UK and Australia for their higher studies. However, studying abroad often requires financial assistance for extra expenses such as travel, accommodations and materials, which can make it a greater financial commitment. In this website you can find international student loans for international students of each country.

British undergraduate and PGCE students can apply for a student loan through their local education authority (LEA) in England and Wales, the Student Awards Agency for Scotland (SAAS), or their local education and library board in Northern Ireland. The LEA, SAAS, or education and library board then assesses the application and determines the amount that the student is eligible to borrow, as well as how much tuition fees, if any, the students' parents must pay. The family's income; whether the student will be living at home, away from home, or in London; disabilities; and other factors are taken into account. 75% of the full loan (around £3,000) is available to all students in England and Wales, with only the final 25% being means-tested (taking the total available up to just over £4,600 for those studying outside London and £6,475 for those living away from the family home and studying in London). Scotland has a slightly different assessment method where more of the loan is means-tested with a minimum loan of only £840. However much you get, it is paid in three instalments during each year of the student's course (one per term). Special rules apply for some courses and for part-time courses.

Student Loans Company Ltd

The Student Loans Company (SLC) is a UK public sector organisation established to provide financial services, in terms of loans and grants, to over one million students annually, in colleges and universities across the four education systems of England, Northern Ireland, Scotland and Wales.

Interest - 1.5%
Web - http://www.slc.co.uk/

Student Finance England

Web - http://www.studentfinance.direct.gov.uk/goodbye.html